Arranging the funeral
It is the most urgent decision, taken at the worst possible moment. A few pointers to avoid regrets and unexpected invoices.
Burial or cremation
Both are possible in Luxembourg. Cremation requires a specific authorisation and a little more time. If the deceased left written wishes, those prevail; otherwise the close family decides.
- The national crematorium is in Hamm, in Luxembourg City.
- Ashes may be buried, placed in a columbarium, or scattered in a designated area.
The grave concession
Cemeteries are communal. Each commune sets its own fees, concession durations and renewal rules. An existing family grave can often be reopened.
- Residents of the commune generally pay less.
- Note the expiry date of the concession: without renewal the grave can be reallocated.
What it costs
A funeral in Luxembourg commonly runs to several thousand euros, depending on the ceremony, the coffin, the concession and the memorial. Differences between providers are real: get at least two detailed written quotes.
- Ask for compulsory services and optional extras to be shown separately on the quote.
- The memorial stone is often billed separately, several months later.
Who pays, and with what
Funeral costs are a debt of the estate. In practice the bank usually allows them to be settled from the deceased's frozen account on presentation of the invoice.
- The CNS pays a flat-rate funeral allowance: apply for it, it is not automatic.
- A prepaid funeral contract or death cover taken out during the person's lifetime sometimes covers all or part.
- Whoever advances the costs should keep the invoices: the estate reimburses them.
A death abroad, or repatriation of the deceased to their country of origin, requires additional formalities (mortuary pass, translations, consulate). Specialist funeral directors handle this type of case.