Hours 0 to 72
The death has just happened
Medical certificate, declaration to the commune, death certificate, funeral arrangements. What must be done now, and what can wait.
See the first stepsLuxembourg — FR / DE / EN
A death, and suddenly a list of things to do.
You do not have to understand everything today. This page sorts the formalities by urgency, explains Luxembourg inheritance law in plain language, and stays with you through the question that is often the hardest: what happens to the property.
- Free
- No obligation
- Reply within 24 h
Where to start
Three situations, three paths. Pick the one that matches today.
Weeks 1 to 8
The organisations to notify
Banks, CNS, CNAP, employer, insurers, utilities, lease, vehicle, subscriptions. The full list, in order.
See who to notifyMonths 1 to 12
The estate and the property
Who inherits, how joint ownership is resolved, what it costs, and how to sell an inherited house without deadlocking the family.
Understand the estateThe heart of the matter
There is a house or an apartment in the estate.
It is almost always the largest asset, and the one that takes longest to resolve. An inherited property keeps costing money: charges, insurance, property tax, upkeep, sometimes urgent repairs. And as long as the heirs do not agree on a value, the discussion goes round in circles.
- A written valuation gives the family a neutral figure to discuss.
- It also serves the inheritance declaration and the division between heirs.
- It tells you what the property is actually worth before any decision to sell.
Why work with us
Valuation within 24 working hours
First value range remotely, then a visit on site if you wish. Written report given to every heir.
Used to difficult estates
Five heirs in joint ownership, an heir abroad, a spouse's usufruct, a tenanted property, an old family disagreement: these are our routine cases.
One point of contact
We deal directly with the notary, the building manager, the energy assessor and the commune. You do not chase documents.
Nothing to pay upfront
Valuation and file preparation are free. We are paid only when a sale actually completes.
From the first question to the signature
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01
You describe the property
Five minutes of form, or a call if you would rather talk.
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02
We value it
Analysis of comparable sales in the commune, condition, area, legal situation. Written range.
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03
You decide as a family
Sell, buy out the others, rent, wait. The figure is the same for everyone.
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04
We prepare the file
Cadastre, plans, energy certificate, co-ownership documents, coordination with the notary.
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05
Marketing
Photography, trilingual listing, buyer screening, grouped viewings, negotiation.
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06
Sale agreement and notarial deed
We stay with you through to signature and the distribution of the price between heirs.
The questions that come up most
How quickly must a death be declared in Luxembourg?
The death is declared at the civil registry of the commune where it occurred, in principle within 24 hours. The funeral director often handles this for you.
How many death certificates are needed?
Allow 10 to 15 copies. Every bank, insurer, fund and administration asks for an original. Ordering more later is possible but costs time.
Are bank accounts frozen?
Yes, as soon as the bank is informed, and powers of attorney lapse. Funeral costs can generally be paid from the account on presentation of the invoice. A joint account may continue to operate depending on the agreement signed.
Is a notary compulsory?
Yes as soon as real estate forms part of the estate, and in practice in almost every case: the deed of inheritance is what banks, insurers and buyers will ask for.
Can an inheritance be refused?
Yes. Renunciation is made by formal declaration. There is also acceptance up to the net assets, which limits your exposure to what you receive. Do not deal with anything before you have chosen: some acts amount to acceptance.
Does the surviving spouse inherit the house?
Where there are children, the spouse can generally opt either for usufruct of the family home and its furnishings, or for a share in full ownership equal to a child's share, with a minimum of one quarter. This choice strongly affects whether a sale is possible.
Start by knowing what the property is worth.
It is the piece of information that unlocks the rest: the division, the inheritance declaration and the family conversation. Free, written, with no obligation to sell.
Request a free valuationGeneral information, not individual legal advice.