Frequently asked questions
Short answers to what we are asked every week. Your particular situation deserves a call: we do not charge for the first conversation.
Formalities
How quickly must a death be declared in Luxembourg?
The death is declared at the civil registry of the commune where it occurred, in principle within 24 hours. The funeral director often handles this for you.
How many death certificates are needed?
Allow 10 to 15 copies. Every bank, insurer, fund and administration asks for an original. Ordering more later is possible but costs time.
Are bank accounts frozen?
Yes, as soon as the bank is informed, and powers of attorney lapse. Funeral costs can generally be paid from the account on presentation of the invoice. A joint account may continue to operate depending on the agreement signed.
Inheritance
Is a notary compulsory?
Yes as soon as real estate forms part of the estate, and in practice in almost every case: the deed of inheritance is what banks, insurers and buyers will ask for.
Can an inheritance be refused?
Yes. Renunciation is made by formal declaration. There is also acceptance up to the net assets, which limits your exposure to what you receive. Do not deal with anything before you have chosen: some acts amount to acceptance.
Does the surviving spouse inherit the house?
Where there are children, the spouse can generally opt either for usufruct of the family home and its furnishings, or for a share in full ownership equal to a child's share, with a minimum of one quarter. This choice strongly affects whether a sale is possible.
Does a registered partner have the same rights as a spouse?
No. A declared partnership does not offer the same inheritance protection as marriage. Without a will, a surviving partner can be left in a very awkward position. A visit to the notary during one's lifetime resolves this.
What is the deadline for the inheritance declaration?
Usually six months for a death occurring in Luxembourg, twelve months elsewhere in Europe, twenty-four months outside Europe. Flag any foreseeable delay: penalties are avoidable.
Property
Can a single heir block the sale?
Yes, selling a jointly owned property requires unanimity. But nobody can be forced to stay in joint ownership: division can be requested, and a court can order a sale by auction. That is slow and expensive, and a neutral valuation often unblocks the situation well before that point.
Can you sell before the estate is settled?
A final sale requires heir status to be established and the property transcribed into the heirs' names. You can, however, prepare the file, obtain a valuation and even market the property in parallel, which saves several months.
Should you renovate before selling?
Rarely. In an estate sale most works are not recovered in the price. A thorough clean, clearance of clutter and a few safety repairs are usually enough. We will tell you what is worth doing and what is not.
Is the energy performance certificate compulsory?
Yes, to sell. It must be issued by an approved professional and appear in the listings. We arrange it if you do not have one.
What if an heir lives abroad?
That is common in Luxembourg and blocks nothing. A notarial power of attorney allows signature at a distance; exchanges take place in French, German or English, and the notary organises the signing.
Practical
Is the valuation really free?
Yes, and with no obligation to give us the sale. You receive a written document you can use for the inheritance declaration and for the discussion between heirs.
How long does the valuation take?
A first range within 24 working hours based on the information provided, and a full report after the visit, generally within a few days.
When is your commission payable?
Only on signature of the notarial deed, as a percentage of the price agreed in advance in the mandate. No sale, no fee.
What languages can we deal in?
French, German, English and Luxembourgish. Sale documents are produced in three languages.
What happens to my data?
It is used solely to handle your request. It is never resold. You can ask for it to be deleted at any time by email.